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Global finance is shifting at lightning speed. On November 22, 2025, SWIFT will fully adopt ISO 20022 and retire its old messaging. Most people aren’t aware that only seven cryptocurrencies are already 100% ready with this new financial more info standard: **XRP, XLM, XDC, QNT, ALGO, HBAR, and IOTA**. If you want to know how this works and what i